企业年金基金可直接进行债券交易和结算，也可通过结算代理人进行债券交易和结算。
An enterprise annuity fund may conduct bond transactions and settlement either by itself or by entrusting a settlement agent.
利率降低至关重要，因为养老金提供商直接或间接地为客户们购买年金(有保障的终身收入)。
Lower interest rates are important because pension providers are, explicitly or implicitly, buying annuities (guaranteed lifetime incomes) for their clients.
企业年金是企业参保员工的“养命钱”，直接关系到企业受益员工的切身利益。
Occupational Pension is the company insured employees to "keep life money" directly related to the businesses to benefit from the immediate interests of employees.
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