盲目消费是一种不理性的消费行为,多在攀比、炫耀、冲动、自我满足等心理作用下发生。主要适应人群有大学生(尤其是恋爱期学生)、高学历文职人员、暴富者(富二代)、“卡奴”、家庭主妇等。
实际利率现在是负数,这有可能引起盲目消费。
Real interest rates are now negative, something that may skew incentives to spending.
这也是提醒美国人需要谨慎管理负债,不要盲目消费。
This may indicate that Americans are managing their debts prudently, not spending recklessly.
我认为这样的习惯如购买优惠券或团购很容易导致不必要的盲目消费。
I think such habits as buying with coupons or in the form of group-buy deals will easily result in overbuying and blind consumption.
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