实施存款保险制度，宜先制定相关法律，正确确立存款保险制度的目标、组织形式，从严规定存款保险资格的标准，保险费率应遵循与商业保险费率相同的原则。

The related law should be formulated to establish the goal, organization and standards of deposit insurance system and the principles for the insurance rates to follow the commercial rates.

youdao