在信用卡组合中，维拉罗萨称，由于大来俱乐部的缘故，他们每张卡的平均消费率几乎是行业平均水平的两倍。

In his card portfolio, Villarosa claims that his average spend per card is almost double the industry average, surely attributable to the Diners factor.

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正是由于这些原因，一些公司使用内部专有的数据模型来进行内部集成，并且将行业标准模型用于B2B。

For these very reasons, some companies would use internal proprietary data models for internal integration effort and use industry standard models for B2B.

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很多行业受到重创：由于潜在买家无法得到信贷支持，汽车销售量达到16年来的最低点；

Some industries are hurting badly: car sales are at their lowest level in 16 years as would-be buyers are unable to get credit.

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