现对比他们保证的贷款之承担着信贷危险(其他的危险又在有有价证卷的投资者所承担)所以变得更加有效率，担保生意也而且更加安全。
The loans they guarantee, in contrast, carry only credit risk (the other risks are borne by the investor in the securities).
外国银行和山西票号纷纷收回短期贷款，个人储户也紧急提现。
Foreign Banks and Shangxi bank began to call in short-term loans and individual depositors withdrawed cash urgently.
外国银行和山西票号纷纷收回短期贷款，个人储户也紧急提现。
Foreign banks and Shanxi Mensna were on the course to call in short-term loans. Individual depositors rushed to banks for withdrawels.
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