定额现值因子 Uniform-Series Present-Worth Factor
一次偿付现值因子 Single-Payment Present-Worth Factor
现值因子 present value factor ; present worth factor ; Uniform Series Present Worth Factor
年金现值因子 Annuity Present Value Factor
一次支付现值因子 Single Payment Present Worth Factor
现值利率因子 Present Value Interest Factor ; PVIF
现值（PV）= 贴现因子 * C1
在在其他因素不变的情况下，短期利率的降低会减小贴现因子，从而引起资产价格(即未来的现金流入的现值)上升。
Other things being equal, a reduction in short-term interest rates should bump up asset values, because their stream of future earnings is discounted by a smaller factor.
在在其他因素不变的情况下，短期利率的降低会减小贴现因子，从而引起资产价格(即未来的现金流入的现值)上升。
Other things being equal, a reduction in short - term interest rates should bump up asset values, because their stream of future earnings is discounted by a smaller factor.
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