那时他对我太好了，我永远都还不清欠他的人情债。
He was so good to me that I can never repay the debt I owe him.
除非你付清欠款，否则我要叫我的律师给你写信。
Unless you pay up I shall tell my solicitor to write to you.
她说，他们通常从最低付款额度开始，久而久之，信贷限额上升，但他们不去付清欠款。
She says they often start by making the lowest payment required. Over time, their credit limit is increased, but they do not pay off their debt.
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