该《解释》不是对消费者权益保护法或合同法的直接适用，而是缺乏法律依据的司法创制。
This interpretation is not directly applicable to the Law on the Protection of Consumers' Rights and Interests and the Law of Contract.
包括财产和信托基金，家庭法，合同法，消费者保护法和侵权法。
Includes the law of property and trusts, family law, contract law, consumer law and tort.
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