战后消费者借贷节节上升。

Consumer lending had pyramided since the war.

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债券的收益经常被用来为住房贷款和其它消费者借贷的利率定位。

Its yield is often used to help set interest rates on mortgages and other consumer loans.

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甚至进一步提高准备金要求也不可能有足够的影响(或作用)来减缓消费者借贷。

Raising reserve requirements even further might not have enough of an impact to slow consumer lending.

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