... consumer variables 消费者变量 consumer-perceived risk 消费意识风险 consumers' allocation problem 消费者分派问题 ...
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因为他们知道，无论做了什么，都会享受与其他人相同的消费水平，所以偷懒就行了-，想必你们都已经意识到了，道德风险在这里是极其重要的问题。
They think, it doesn't matter what I do, I'm going to get the same consumption as everybody else, so I'll just get lazy — a very fundamental problem, which you probably are already aware of.
youdao
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