保险浮存金是指保户向保险公司交纳的保费保户交纳的保费并非保险公司的资产在财务报表中应列入应付帐款中属于公司的债务当保户出险时拿出来付给保户进行理赔这些资金保险公司在留有一定比例的近期理赔或支付金额后其余的可以拿出去进行投资而投资收益则归保险公司所有若与保户另有约定则投资收益按约定比例由二者分享
事实上,这种亏损是整个行业为其所持有的浮存金支付的费用。
This loss, in effect, is what the industry pays to hold its float.
考虑到这些优势,我相信在接下来数年里,保险业务依然可以保持盈利并且不需要为浮存金进行支付。
Considering these strengths, I believe that we will earn an underwriting profit over the years and that our float will therefore cost us nothing.
总的来看,它们的业绩一直以来都是赚钱的,而且正如下表所反映的,他们也为我们提供了大量的浮存金。
In aggregate, their results have consistently been profitable and, as the table below shows, the float they provide us is substantial.
应用推荐