在美联储资产负债表的负债表一栏里有两个主要组成部分:商业银行持有的活期存款,也即它们的准备金;和联邦储备券,即由美联储发行的现金。
On the liability side, there are also two major figures: Demand deposits held by the commercial Banks, which constitute the reserves of those Banks; and Federal reserve Notes, cash emitted by the Fed.
请注意,圣路易斯储备银行的备忘录一直在一个问题上遮遮掩掩,那就是把存款人的活期存款说成定期存款,欺骗国人。
Notice that the St. Louis memo tiptoes around the question of telling a depositor that he has a demand deposit while telling the rest of the country that he has a time deposit.
现在的法定准备金率%,在活期存款上是,所以它们被强迫持有这些准备金,并且一大部分是在联邦储备银行,存着的。
The reserve requirement now is 10% 10% on demand deposits so they're forced to keep those reserves and much of that is in the form of deposits at the Federal Reserve Banks.
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