洪灾保险的年平均保险费大约为500美元，虽然保险费最低是120美元。
The average premium is about $500 a year for flood insurance, although policies start around $120.
“我们都想在未来2013年时洪灾保险能够继续广泛推广并且价格很有竞争力，”斯塔林说。
"We all want flood insurance to continue to be widely available and competitively priced beyond 2013," says Starling.
确定洪水保险费的计算方法是防洪保险事业的基本工作，也是推行洪灾保险工作的关键。
The calculation of flood risk premium is a basic and even key work to the development of flood insurance.
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