汽车贷款是指贷款人向申请购买汽车的借款人发放的贷款，也叫汽车按揭。 贷款对象：借款人必须是贷款行所在地常住户口居民、具有完全民事行为能力。 贷款条件：借款人具有稳定的职业和偿还贷款本息的能力，信用良好；能够提供可认可资产作为抵、质押，或有足够代偿能力的第三人作为偿还贷款本息并承担连带责任的保证人。 贷款额度：贷款金额最高一般不超过所购汽车售价的80%。 贷款期限：汽车消费贷款期限一般为1-3年，最长不超过5年。 贷款利率：由中国人民银行统一规定。 还贷方式：可选择一次性还本付息法和分期归还法（等额本息、等额本金）。 汽车金融或担保公司就是文中的——有足够代偿能力的第三人作为偿还贷款本息并承担连带责任的保证人。
汽车贷款 [qì chē dài kuǎn]
网络释义专业释义
短语
汽车贷款债权证券化 Auto Loan Securitization
清洁空气汽车贷款 Clean Air Auto Loan
汽车贷款管理办法 Administration of Automotive Loans Procedures
如汽车贷款 Automobile Loans
汽车贷款器 Auto Loan
支付汽车贷款 [金融] car loan payment
学生或汽车贷款 Student Or Car Loans
汽车贷款经纪服务 Auto loan brokerage services
汽车消费贷款 auto loans ; automobile consumptive loan
个人汽车消费贷款 Personal Auto loan ; personal automobile loans ; Personal Automobile Consumer Loan
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automobile consumption credit - 引用次数：6
Comparing with other technologies , asset securitization of automobile consumption credit has its unique operation.
与资产证券化衍生的其他产品相比,汽车贷款证券化有其相对独特的运作方式。
参考来源 - 汽车贷款证券化研究automotive finance - 引用次数：5Chapter four utilizes SPSS 13.0 to carry out the empirical research on the influence factors of credit assessment of retail automotive finance.
第四章,利用SPSSl3.0统计软件对个人汽车贷款风险影响因素进行了详尽的实证分析。
参考来源 - 个人汽车贷款信用评估的实证研究
·2,447,543篇论文数据，部分数据来源于NoteExpress
双语例句原声例句
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公司贷款和部分消费者信贷，例如信用卡和汽车贷款，都不稳定。
Corporate lending and parts of consumer credit, such as credit cards and car loans, are wobbly.
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例如，汽车贷款不容易被优化。
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图1显示了该汽车贷款获取系统的流。
Figure 1 illustrates the flow for the auto loan procurement system.
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Well, it wouldn't have been automobile loans when these were created; I don't know, something loans, etc.
信用合作社成立之初大概还没有汽车贷款,反正诸如此类贷款吧
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Saving and Loan Associations, by the way, no longer exclusively limit themselves to mortgage lending -either they do home improvement lending and auto loans and the like as well.
顺便提一下,储贷协会,现在也不仅限于发放抵押贷款,他们也发放住房装修贷款,及汽车消费贷款之类的
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I read The Wall Street Journal every morning and I worry about the credit crisis, and I worry about credit cards, and I worry about auto loans, and I worry about corporate loans, and I worry about the solvency of the banking system, and then I go to work and I try and find the best opportunities that I possibly can.
每天早晨读华尔街日报的时候,我会担心有没有信贷危机,担心我的信用卡,担心汽车贷款,担心公司贷款,担心银行系统的偿付能力,然后我去上班,努力抓住所能遇到的最好机遇
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