锐步品牌部门的营业毛利率降至负11.3%，而2008年上半年毛利率为负2.4%，同时该部门销售额下滑4.3%。

The operating margin at the unit slumped to a negative 11.3%, compared with a negative 2.4% in the first half of 2008, while sales at the division slipped 4.3%.

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正常增长，净盈利，销售额和毛利率必要的支持。

Normal growth of net profit, sales and gross margin needed support.

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综上所述，保险金额是与“调整过的毛利率”与“调整过的年度营业额”的乘积进行比较的。

In summary, the sum insured is compared with the product of adjusted Rate of Gross Profit and adjusted Annual Turnover.

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