当贷款者选择支付低于正常的到期利息时，此类贷款的余额就会增加。
The balance of such loans increases when borrowers choose to pay less than the normal interest due.
你希望确保你的帐户是正常且没有即将发生的交易，当然你也想要保证你的银行账户有正常存款余额。
You'll want to make sure your account is current and that there are no pending transactions, and of course you'll want to transfer the positive balance to your bank account.
申请人现在银行用信余额1.8亿元，主要品种为进口开证。信用状态正常。
Applicant's bank credit balance is 180 million Yuan, mainly used for import letter of credit. The credit status is normal.
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