布兰查德说，最先震撼银行业的金融震荡已经扩展到商业和消费者身上。
Blanchard says the financial shock that first shook banking institutions has spread to businesses and consumers.
布兰查德夫妇发现老鼠对不同种类的威胁表现出了不同的行为。
The Blanchards found that the rats responded to each kind of threat with a distinct set of behaviors.
布兰查德和他的同事们都表示，银行系统的脆弱性所造成的下行风险使他们感到经济前景暗淡。
Blanchard and his colleagues believe the fragility of the banking system poses a downside risk to their already gloomy forecast.
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