他们有一大笔银行贷款需要偿还。
结果显示,当人们有多个贷款时,他们首先还最小的那个,而不是利息最高的那个。
It turns out that, when people have multiple loans, they choose to pay back the small ones first, rather than the ones with the highest interest rate.
由此引起的问题就不光是他们是否有能力偿还贷款了,而会还牵涉到他们愿不愿意偿还。
This raises the question of whether willingness to pay will have to be addressed along with ability to pay.
Congress thought that these people could be given more money to operate if someone would buy the mortgages from them, so Fannie Mae started doing that in 1938.
国会认为若从他们那买走抵押贷款,他们就有更多资金去发放贷款,因此房利美从1938年开始运作
So they have these advantages over other mortgage buyers.
所以比起其他提供贷款者,他们更有优势。
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