张君劢认为人的本质在于自由意志，人先天地具有对是非、善恶的判断能力。

Zhang Junmai thought that "free will" was a nature of man, who had the innate ability to judge what was right or wrong, good or evil.

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因此，商业银行的高管层的预测能力、环境判断能力和把握机遇的能力是非常重要的。

Therefore it is very important for the senior management in commercial banks to be able to predict and judge the environment and take advantage of opportunities.

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这也许不像特别令人兴奋的衣服，但是，记住：你并不是非要在商场中锋芒毕露，而是要展示你的良好的判断能力。

This may not seem like terribly exciting clothes, but remember, you are not trying to stand out for the cutting edge look, (5) but for your good judgment in a business environment.

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