美国的贷款购房者也更有可能逃避债务，因为许多抵押资产都“无追索权”，就是说放贷者不能追踪借贷者的其它资产。

American homeowners are also much more likely to walk away from their debts because many mortgages are "non-recourse", meaning that lenders cannot come after borrowers' other assets.

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大宗的无追索权营运贷款并非你的个人债务，银行会拿你公司的现金流作抵押。

The big deal about non-recourse loans is that you are not personally liable. The bank uses your company's cash flow as collateral.

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