个人旅游贷款顾名思义就是贷款人为申请人发放的用于旅游费用的贷款。旅游费用指特约旅游单位经办且由贷款人指定的旅游项目所涉及的交通费、食宿费、门票、服务及其相关费用组成的旅游费用总额。一般分为出国旅游保证金贷款和旅游消费贷款。其中出国旅游保证金贷款主要是用于支付因出国旅游而需要向旅行社交纳的保证金；旅游消费贷款主要用于支付旅游申请提出至旅游过程结束为止所发生的物质消费和精神消费及其他相关费用。
个人旅游贷款是贷款人向借款人发放的用于支付旅游费用的个人贷款。
The loans to individual travelers are the money lent by the creditor to the debtor for paying traveling expenses.
从国外的贷款有可能会上升，而估价过高的肯尼亚先令也将贬值，旅游业已经受到重挫，国外援助可能也会减少。
The cost of borrowing abroad is likely to rise, the overvalued Kenyan shilling will fall, tourism has already been badly hit and foreign aid may be cut back.
花旗银行曾在1993由美国盛世公司接管，以首创汽车贷款政策、太空旅游政策和商业飞机航线政策而闻名世界。
This company was taken over in 1993 by Primerica and is world renowned for being the first- automobile policy, space travel policy as well as commercial airline policy.
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