重视金钱问题是改善个人资产负债表的最明智和最容易的方法之一。
Paying attention to money matters is one of the smartest and easiest ways to improve your personal balance sheet.
银行的资产负债表得到改善，并显示出更积极的放贷意愿。
Banks are improving their balance sheets and appear more willing to lend.
干预是一种选择，但很可能是无效的，尽管储备水平增加，资产负债表有所改善(欧元从去年的70%以上降到了55%)。
Intervention is an option but, despite the increased reserve levels and balance sheet position (around 55% in euros, from over 70% last year), it could well be a futile one.
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