他们是否有按时还贷的历史记录?
Are they someone who has a history of paying their bills on time?
高度稳定性——只要你能按时还贷和报税,你永远不必担心无家可归。
Greater stability — as long as you can afford the property taxes and your mortgage payments, you don't have to worry about being evicted.
虽然无力偿还的消费信贷已经备受关注了,但是,消费者并非唯一无法按时还贷的人群。
But although dud consumer loans have attracted much attention, individuals are not the only ones failing to pay on time.
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