第三十三条商业银行应当保证存款本金和利息的支付，不得拖延、拒绝支付存款本金和利息。
Article 33 a commercial bank should guarantee the payment of the principal and interest of the deposits and must not delay and refuse to pay the principal and interest of the deposits.
当我们面临一大推工作时，我们试图拒绝开工，这使得拖延症更加肆无忌惮。
Procrastination bites worst when we're faced with a large task that we're trying to avoid starting.
无故拖延、拒绝支付存款本金和利息的；
The bank delays or refuses to pay the principal and interest of the deposits without any reasons;
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