抵押协定
Mortgage agreement
以上为机器翻译结果，长、整句建议使用 人工翻译 。
因为，没收房产对放款人来说，耗资巨大，对借款人来说，也痛苦不堪，只有重新协定抵押贷款，才会让双方日子好过一点。
Since foreclosures are costly for lenders as well as painful for borrowers, both sides could be better off by renegotiating a mortgage.
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