而借款人提高利率和收缩还贷期限则令抵押市场紧缩加剧。
The squeeze in the mortgage market has intensified as lenders have raised rates and toughened terms.
从那时起,抵押贷款标准大幅收紧,这应当会令更多的人继续选择租房。
Mortgage credit standards have tightened considerably since then, which should keep more renters in place.
房价低迷和信贷收紧令所有人都更难以自己的房子为抵押获得贷款,用于房屋整修、翻新,支付大学学费或其他用途。
Depressed values and tighter credit in turn have reduced everyone's ability to borrow against their houses for remodeling, refurbishing, college tuition or other purposes.
This puts the British Government in an embarrassing situation of owning a failing mortgage lender, so they've got to now be the government collecting on all these mortgages; it's a mess.
承认其银行抵押贷款出现严重问题,着实令英国政府颜面扫地,所以现在不得不由政府出面,收购所有这些抵押贷款,真是一团乱
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