事实上，生活中存在两种寻求真理的人：投机者和探求者。
In fact, there are generally two kinds of people in life when it comes to truth: speculatirs and seekers.
当存在泡沫时，这种模式下的投机者和贷方都宁可使用仅付息按揭（IOS)而不是传统按揭。
Within this model both speculators and their lenders use interest-only mortgages (IOs) rather than traditional mortgages when there is a bubble.
从20世纪80年代起，镇上的维多利亚风格的建筑就越来越多地被投机者和避难者们占据了。
From the late 1980s its grand Victorian houses were increasingly occupied by benefit claimants and asylum-seekers.
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