交纳保险费是投保人最重要的义务，保险公司只有在投保人支付保险费的前提下，才承担保险责任。
Payment of the premium is the most important obligation of the insured person, and is the proviso under which the insurance company will assume the responsibilities of the insurer.
注册会计师责任保险属于职业责任保险的一种，其投保人通常为会计师等专业从业人员。
Certified public accountant's professional insurance is a kind of professional liability insurance, its insureds are usually accountants.
本投保书如果存在投保人怠于履行告知义务的情形，华泰有权减小对保险事故的赔偿责任或解除本保险合同。
If you fail to comply with your duty of disclosure, the Insurer may be entitled to reduce its liability under the contract in respect of a claim or may cancel the contract.
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