法院认为，在银行承兑或者支付之前，死者就其个人支票账户开具的支票不是有效的临终赠与。
The court held the decedent's own check drawn on his personal checking account was not, prior to acceptance or payment by the bank, the subject of a valid gift causa mortis.
持票公司需求带着天津银行承兑汇票贴现、财政章、法人章、公章、经办人身份证、单位银行账户信息；
Holder company requirements with changsha bank acceptance bill discount, financial seal and legal representative seal, seal, agent id card, bank account information;
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