管理层成功地将银行核心业务由批发转向高利润率的结构性衍生产品，同时提高了单位成本收益比。

And the management has proved successful in changing the focus of its wholesale business towards higher-margin structured and derivative products, while improving the unit's cost-income ratio.

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就商品流通企业而言，财务管理的线索又根据经营业务的性质分为批发交易业财务管理和零售业财务管理。

As far as the commodity circulation enterprise concerned the finance management clew are divided to wholesale trade finance management and retail trade finance management.

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