“当商人通过信用市场而不是交换市场来扩大贸易规模的时候，他们就成了银行家”，也成了资本家。
“When the merchant extended his traffic in the exchange market to enter the credit market, he became a banker”—and a capitalist.
扩大规模可以提高效率，但这需要资本设备。
Scaling up would be more efficient, but requires capital equipment.
瑞士联邦银行监理委员会就强化资本结构管理出台了细则，这将利于在经济环境较好时限制资产规模的扩大。
The Swiss Federal Banking Commission has released details of its beefed-up capital regime, which will help to restrain growth in assets when times are good.
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