“国家的平常事务…由不同部门的职员按一成不变的常规来处理”(托比阿斯·斯摩莱特)。

"The common business of the nation... Is carried on in a constant routine by the clerks of the different offices" (Tobias Smollett).

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马萨诸塞州Westborough的心理学家、专攻管理问题的莱斯特•托比阿斯（Lester Tobias）说，如果情况严重，你得指出“我不是专家”。

'If it's serious, you need to point out that, 'I am not an expert, ' says Lester Tobias, a psychologist in Westborough, Mass. , who specializes in management issues.

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另外据加州帕洛·阿尔托的老年法律师吉尔菲斯说，人们往往会低估自己的资产或忘记自己的账户，所以你可能会发现自己比原来想的要富有。

Plus, says Michael Gilfix, an elder-law attorney in Palo Alto, Calif., people tend to underestimate their holdings or forget about accounts, so you may find that you have more than you think.

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