在考虑有子女需要抚养的母亲的保险金额时，在子女能够自己照顾自己之前，需要规划托儿服务。

When considering the amount of insurance for the mother with dependent children, substitute child care is a need that should be planned for until the children can care for themselves.

youdao

谁要用这么点钱去找托儿服务，祝他好运了。

Good luck finding childcare for that sort of money.

youdao

很少有女人担任全职工作，部分因为缺乏托儿服务。

Too few women are in full-time work, partly because child-care support is lacking.

youdao