在国际贸易结算中，银行占有提单享有的只是担保权益，而不取得货物的所有权。
The bank possessing the bills only own the security interests while not procure the ownership in the goods in the international accounting.
实质上，出卖人只能保留形式上的“所有权”，其真正享有的是一种担保权益。
But, in essence, what the seller holds is only formal ownership, and what he really holds is the security interest.
当事人设定功能性物权的根本目的是利用物的基础性权利(如所有权)来担保债权的实现。
The basic purpose of creating the functional right of things is to guarantee the realization of creditor's right through the exercise of basic rights (such as ownership).
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