房屋贷款，也被称为房屋抵押贷款， 是由购房者向贷款银行填报房屋抵押贷款的申请表，并提供合法文件如身份证、收入证明、房屋买卖合同、担保书等所规定必须提交的证明文件，贷款银行经过审查合格，向购房者承诺贷款，并根据购房者提供的房屋买卖合同和银行与购房者所订立的抵押贷款合同，办理房地产抵押登记和公证，银行在合同规定的期限内把所贷出的资金直接划入售房单位在该行的帐户上。
房屋贷款 [fáng wū dài kuǎn]
vt. mortgage
misc. housing loan
网络释义专业释义
...向银行申请生意贷款 （business loan），个人贷款（Personal Loan），商业贷款（commercial loan）， 房屋贷款 （ housing loan ），和文件问题。
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... joint property of the spouses 夫妻共同所有财产 mortgage payments 房屋贷款 value appreciation 增值 ...
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(2)Home Loans(房屋贷款) : Adjustable rate mortgages(变动利率), Fixed-rate mortgages(固定利率), Down payment(头期款), Points options(杂费), Inco...
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短语
房屋贷款基金 mortgage fund
申请房屋贷款 Home Mortgage
大额房屋贷款 JUMBO LOAN
房屋贷款人寿保险 MORTGAGE LIFE INSURANCE
预先核准房屋贷款 Pre-Approved Mortgage
房屋贷款专家 Mortgage Specialists ; VAL FINANCIAL GROUPS
一般性无保险房屋贷款 Conventional Uninsured Mortgage
房屋贷款保险 Mortgage Insurance
房屋净值贷款 Home Equity Loan ; EQUITY LOAN ; home equity lines of credit
双语例句原声例句
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詹妮招了一名房客来为她分担房屋贷款。
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救了房屋贷款者，等于救了全世界？
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重新修订房屋贷款。
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Now, if that happens these homes are the collateral to the banks for all these mortgages and we're going to have -and probably do have already--a recession.
如果那种情况发生了的话,这些房子是银行对房屋抵押贷款的唯一担保品,那我们将会面临,-很可能现在正在面临着--经济衰退。
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Troubled banks then who have this the problem banks have now is they have these securitized mortgages that they've bought and the homeowners are defaulting on the mortgages now.
于是出于困境中的银行,现在银行的问题在于,他们持有自己买的,证券化按揭贷款,而房屋持有者却,对抵押借款拖欠。
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