你要想投资而不冒风险，倒不如把钱存到房屋互助协会。
If you want a safe investment, you could do a lot worse than put your money in a building society.
在英国，许多小型的房屋互助协会由于错误的博弈决定而承受重压，并纷纷瓦解，被并入大型的同类银行中。
In Britain several smaller mutually owned building societies collapsed under the weight of bad bets and were folded into bigger ones.
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