比方说，在美国前十大城市里，过去十年房价上升171%，比全国范围的平均涨幅高很多。
In America's top-ten cities, for example, prices are up 171% in the past ten years, much more than the national average.
人们认为全国范围的房价总水平绝不会下跌，这一天真的想法鼓励了过度投机和宽松的借贷，从而导致了最终的房市坍塌。
A naive belief that house prices could never fall at the national level encouraged excessive speculation and lax lending, thereby precipitating an eventual collapse.
风靡全国的房贷危机在这里似乎是在可以控制的范围之内；房价还从来没有飚升到过高的水平之上。
The housing crisis looming over much of the country seemed manageable; home prices had never reached stratospheric levels.
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