如果你有房的话，你可以将房屋抵押或得到房产抵押贷款。

If you are a homeowner, you can use your home as collateral and perhaps take out a home equity loan.

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许多保险公司已被房产抵押贷款证券拖垮，只剩两家以没甚吸引力的保金售卖保单。

But many of the insurers have been laid low by their exposure to mortgage-backed securities, leaving just two firms to sell guarantees at less attractive rates.

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在整个阳光带以及工业基地州像俄亥俄和密西根州，房产抵押贷款联合失业危机正在招致更多的麻烦。

Across the Sun Belt and in hard-hit industrial states such as Ohio and Michigan, tanking home mortgages combined with rising joblessness spell more trouble.

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They are borrowers that are thought, by the various models, to be likely to fail to pay on their mortgage and to have to be foreclosed; often low income, but also they're people with poor credit histories.

通过一些模型的计算,这些借款人,很有可能无法偿付贷款,抵押房产会被贷款人收回,借款人通常属于低收入人群,而且这些人没有很好的信用记录

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