一些情况下，在家办公的自由设计者们觉得在发生洪水或火灾这样的灾难时，他们房东的保险已经足够。
In some cases, freelancers working at home may feel that their renter's insurance is enough to cover any losses from a catastrophe such as a fire or flood.
如果你租房住，要拿到房东买的保险以防止屋内的东西被窃或失火。
If you rent, get renter's insurance to protect the contents of your place from events like burglary or fire.
房东说为家具和其它个人物品买保险是个好注意。
I was told by the landlord that it would be a good idea to get some insurance for the furniture and other personal possessions.
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