由于采取了更进取的商业模式，我们猜测消费者会逐渐不再将美林视作金融业克罗马农时代(译者注：远古时代)的遗物。

With a more progressive business model, we suspect consumers decreasingly view Merrill Lynch as a relic from the Cro-Magnon era of financial services.

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据我们猜测，消费者和企业可能对必需品以外的商品停止消费，美元对其它主要货币的价值将下跌10%或者更多。

We envisage that consumers and businesses would likely stop spending on all but essential items, and the value of the dollar would drop by 10% or more against other major currencies.

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