integrated overall risk
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监管机构、银行老总和风险控制人员可能已经考虑到所有这些因素，运行过他们的模型，并得出结论说美国金融体系和往常一样健康。
It is possible that regulators, bank CEOs and risk officers have looked at all of this, run their models and found that the U. S. financial system is as healthy as ever.
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