国际货币基金组织的一份文件表明，即使储蓄率仍然接近现在的水平，总债务扔可能超过2015年所以家庭的总资产。
An IMF paper calculates that even if the savings rate remains close to where it is now, gross debt may exceed gross household assets by 2015.
世界银行最近的一份研究报告表明中国总的储蓄率是44%。
A recent paper by the World Bank suggests that China's total saving rate is 44%.
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