当它坏在一定程度上，生活会更好。因为它不能得到比这更糟糕。
Life will get better when it goes bad to a certain extent. Because it can't get worse than this.
债务，可以是借款人的责任，也可以是贷款人的责任，特别是当它成为坏债时。
Debt, it turns out, can be a liability for the borrower and the creditor, especially when it goes bad.
因为每个家庭的情况都不一样,所以引出这个话题的方法是没有绝对好与坏的.但是,要特别注意怎样开始这个话题,当话题已经开始时,就不要再避开它
There’s no right or wrong way to bring up the subject, as every family is different. But it is important to pay attention to cues, jumping through when a door has opened up on the subject.
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