这一问题的解决需要明确第二受益人和开证行之间的关系，并明确判断单证一致的标准是转让后的信用证。
To solve this problem, relationship between second beneficiary and issuing bank must be clarified, and the standard should be transferred L/C.
申请人可以在开证行接受并向其交付单据后完成背书行为。
The applicant can clearly achieve this act once the issuing bank has taken up the documents and delivered them to the applicant.
开证行只有在审核单证与信用证完全相符后才付款。
Only after the documents are checked to be fully in conformity with the L/C, the opening bank makes the payment.
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