选择了集体担保之后，欧洲现在需要建立一种集体纪律，以免他们的储备基金被滥用。

Having opted for collective insurance, Europe now needs to develop the collective discipline to stop their reserve fund from being abused.

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奥巴马还准备向国会送上一份他的预算概要，提议向高收入阶层增税以建立医保储备基金。

Mr Obama also prepared to send an outline of his budget to Congress, which proposed tax increases on the wealthy to pay for health care.

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这项新的提议将建立一个现金储备基金。

The new proposal would create a reserve pool of cash.

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