Market economy era, "wealth" concept already thorough popular feeling, "financial" this previously unheard of fresh things also springing up blossom everywhere, bank, network everywhere "finance" this one noun relative "riches" is concerned, many people think that financing is wealth-generating, to make money, is a kind of investment value, only those who turns scrape neither rich nor foresight bounded people need money, not in their certain wealth accumulation when is hard to involve financial actually this is a narrow financing concepts, wealth-generating not the ultimate objective of financial management of financial management goal is to learn how to make money and spend money and tube, make individual and family financial in optimum operation state, thus enhancing the quality of life and grade.

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