但消费贷款余额下降也部分反映出，美国人面临着不景气的就业市场和价值不断缩水的自家住房，普遍不愿意背负巨额债务。

But it also is in part a reflection of reluctance by Americans to hold big loads of debt at a time when the job market is in bad shape and the value of their homes has fallen.

youdao

我想到外面真实的市场检验自己的实力，与冷酷的商人面对面砍价。

I want to get out and test myself in real markets, 1 haggling face to face with hardened traders.

youdao

由保险市场信息不对称导致的保险欺诈行为已经成为保险人面临的主要经营风险之一。

Frauds of insurance resulting from the informative asymmetry of the market of insurance has become one of the main business risks that insurers have faced.

youdao