银行必须要准备将存款变成储户要求的现金。
The bank must beprepared to convert deposit money into currency for those depositors whorequest currency.
至于有多好，取决于人们将存款放在哪里以及储蓄多少。
How good, though, depends as much on where people put their savings as on how much they put aside.
另外，因为提前支取会产生罚款，你基本上不会想着提前将存款取出。 （这是件好事情，因为你想将存款留到退休的时候。）
Plus, due to the penalty for early withdrawals, you’re unlikely to take your money spontaneously (That’s a good thing because you want it to be there for your retirement).
应用推荐