将向俄罗斯存款保险局 Deposit Insurance Agency ; DIA
银行必须要准备将存款变成储户要求的现金。
The bank must beprepared to convert deposit money into currency for those depositors whorequest currency.
至于有多好，取决于人们将存款放在哪里以及储蓄多少。
How good, though, depends as much on where people put their savings as on how much they put aside.
当突发事件发生时，你能很容易地将存款转换成常规的支票账户。
When an emergency arises, you can easily transfer the money to your regular checking account.
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