由于中国经济的飞速发展，同时也因为这些银行上市才刚刚几年时间，对中资银行的评估难度要大过多数国际贷款机构。

Valuing Chinese Banks is harder than it is for most global lenders, both because of the country's galloping economic growth and because the Banks have been publicly listed for only a few years.

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这就是说，外国的银行和金融机构对这些金融企业进行贷款时，必须进行风险分析，审慎从事。

That is to say foreign Banks and financial institutions need to perform risk analysis and act prudently and cautiously in extending loans to these financial firms.

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事实上，这些贷款机构可能还略略降低了对借款人的“折幅”要求，至少表明他们和过去一样乐观。

In fact, those lenders slightly reduced haircuts to their borrowers - a sign they were at least as sanguine as before.

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